uob own banking
uob own banking
Blog Article
UOB Lender presents various private banking services built to meet the money requirements of people. Below is an in depth overview that will help you fully grasp The important thing features and offerings.
Forms of Accounts
Savings Account: This account lets you spend less although earning fascination.
Options: Easy access, curiosity earnings, nominal expenses.
Benefits: Secure place for your cash, probable advancement through interest.
Existing Account: Ideal for day-to-day transactions and taking care of fees.
Options: Checkbook facility, overdraft protection.
Benefits: Handy for regular payments and withdrawals.
Fixed Deposit Account: For all those trying to generate increased fascination fees over a hard and fast interval.
Options: Preset time period deposits, better fascination charges when compared with personal savings accounts.
Rewards: Secure expense option with predictable returns.
Financial loans
Particular Loans: Unsecured loans which might be employed for different functions like instruction or dwelling renovation.
Sorts:
Installment Loans
Credit history Traces
Advantages: Adaptable repayment phrases, aggressive curiosity rates.
Household Loans: Personalized remedies for buying assets or refinancing current home loans.
Sorts:
Fixed Amount Residence Loan
Floating Fee Home Financial loan
Rewards: Distinctive programs to suit specific needs, beautiful prices.
Charge cards
UOB offers A variety of bank cards catering to various life and expending behavior:
Benefits Playing cards: Make factors on each individual obtain which may be redeemed for presents or vacation miles.
Cashback Cards: Get income rebates on day-to-day investing for example groceries and eating out.
Vacation Playing cards: Unique Positive aspects like air miles accumulation and vacation insurance coverage.
Expenditure Products and services
For people thinking about developing their prosperity by investments:
Device Trusts * Diversified portfolio managed by gurus. * Suitable for lengthy-phrase development goals.
Structured Deposits * Combines the characteristics of classic deposits with financial commitment products and solutions. * Potentially greater returns but with some risk involved.
Insurance coverage Goods
To protect yourself and your family versus unexpected functions:
Lifestyle Insurance policy * Offers monetary stability in the event of Dying or important ailment. * Also can serve as a savings Software depending upon the coverage selected.
Health Coverage * Addresses health-related costs together with hospitalization expenditures. * Essential for mitigating superior click here Health care expenses.
Electronic Banking Providers
Convenience at your fingertips by digital platforms:
World-wide-web Banking
Lets you handle your funds on-line:
Perspective account balances and transaction historical past
Transfer resources among accounts or pay back charges
Apply for new merchandise (financial loans/credit cards)
Cellular Banking
Banking on-the-go via cellular applications:
Fast harmony checks
Cell payment alternatives (QR code payments)
Notifications & alerts about account exercise
With these extensive choices, UOB aims to provide customized banking methods that cater especially to personal prerequisites whilst guaranteeing benefit and security in all transactions.